Universal Bancard Systems, Inc.
TOLL FREE 1-800-753-5567

What Kind of Fee's are there?
  Retail Internet/Mail/Phone Order
Visa/Master/Discover Card Qualified Rates* All Rates Available Upon Request
Per Transaction*
*Rates vary depending on circumstances. Some examples are the  nature of your business, sales volume, the amount of transactions,  etc.
Electronic Check Service

Check acceptance is a necessary, but often-burdensome fact of life for many businesses today. Electronic Check Service (ECS) lets you reduce the costs and risks of accepting checks while speeding access to your funds, by converting paper checks into electronic transactions.

Through the use of a check imager at your point of sale, your checks are electronically captured and processed just like credit card transactions, and funds are typically settled within 24-48 hours. ECS deposit and transaction information is consolidated with other processing services data on your account reports and statements.

Only we offer you the ability to accept and electronically process both business and personal checks - whether presented in person or through the mail - with a choice of service level options to reduce check fraud, paperwork and collection hassles. You'll find the right mix of convenience and security in ECS solution. From conversion only, to full guarantee services, one is sure to fit your business needs

Why Electronic Check Service?

It's Your Money….Why Wait for It? With Electronic Check Service, you'll get:

  • Faster Access to Funds
  • Reduced Costs
  • Minimized Risks
  • Improved Reporting

Gone are manual check reconciliations, time-consuming trips to the bank, and problems associated with collecting NSF items!

~ Please contact us directly to discuss Electronic Check    Services for your business.


Elecronic GIft Cards :

Prepaid & Gift

Electronic Gift Card solutions allow you to extend more payment choices to your customers while adding value to your business. Gift cards enable you to expand your market, increase revenue and build customer loyalty - all with electronic efficiency.

Plastic Not Paper

Electronic gift cards reduce the time, labor and fraud associated with paper gift certificates. What's more, your deposit and transaction information is consolidated with other processing services on reports and statements for easy program management.

A Multi-purpose Program

Gift cards have many uses in today's market to help attract new customers and build revenue. Consider the following for your business:

  • Holidays and special occasions
  • Promotional marketing tools
  • Prepaid vehicles for recurring services
  • Corporate gifts
  • Merchandise returns
  • Service credits/customer appreciation

Choose the Right Program for Your Business

Gift Card program enables you to choose the card design and processing features that are right for your business. No matter the size of your operation, we can tailor a program that's both efficient and cost effective for you. You can get up and running quickly with as few as 100 cards for a single location, or implement a fully customized program to support a large chain or franchise operation. Plus, our gift card program can be seamlessly integrated with almost any point-of-sale (POS) terminal or software system that you are already using.


Choose an option that best describes your business

Mail/Phone Order
Wireless Mobile
Home Based

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Associate Program

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