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Universal Bancard Systems is a Merchant Service Provider founded in 1991. Universal provides Credit Card Processing Services to retail, wholesale, mail order, and E-Commerce businesses. By servicing all business categories, Universal Bancard is able to custom-tailor a program best suited for your specific business needs. We have assisted thousands of merchants with their electronic payment needs throughout the US. We use the best processors in the industry that cater to our merchant’s individual needs to protect their assets. Universal Bancard Systems is dedicated to customer service and long-term relationships.

Our merchant services include:

  • Access to all major credit cards
  • Access to all regional debit networks
  • Cutting edge Check Guarantee Services with Electronic Deposit
  • Electronic Gift Cards
  • Equipment Maintenance
  • Existing equipment compatibility
  • Toll Free 24/7 Customer Support
  • Improved cash flow with funds deposited daily (weekend & holiday excluded)
  • Monthly reports available printed, and online
  • Club Membership: Entitles you to Paper, Ribbons and terminal/printer warranty
  • Equipment and Supply Sales

If you are in need of advanced, user-friendly secure payment solutions or need access to electronic check services or whether you are an existing retail or Internet then we can help you.

If your looking to expand your current business, Universal Bancard can increase your sales by offering you different payment options.

If you have any questions about the services we provide, or how the merchant services can work for your business, view our faqs page, or contact us.


Choose an option that best describes your business

Mail/Phone Order
Wireless Mobile
Home Based

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Universal Bancard Systems, Inc. is an Elavon Payments Partner & Registered MSP/ISO of Elavon, Inc. Georgia [a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN]

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